Private Banking, Borrow

We offer you a range of Mercantile Bank borrowing products tailored to suit your unique requirements, all at highly competitive rates. Our suite of borrowing products includes overdrafts as well as term loans, asset and property finance.

Overdraft

Enjoy a credit facility linked to your current account with a revolving facility which is:

  • Reviewed annually

  • Prime-linked interest rate

  • Only charged on the portion of facility used on the account on a monthly basis

  • You can easily access funds via cheques, debit card and internet banking

Interested in our Private Banking Overdraft?

Click below and we will contact you.

Are you an existing Mercantile client?

Residential Home loan

Build or buy your main residence or investment property with up to 100% finance.

Interested in our Private Banking Home Loan?

Click below and we will contact you.

Are you an existing Mercantile client?

Find Out how much it will cost?

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R
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R57.00

Instalment Finance

Get a principal decision within 24 hours if all necessary documents have been provided.

VEHICLE FINANCE
Drive the car of your dreams from a dealership or through a private sale.

PERSONAL LOAN
Pay for education, consolidate debt or make home improvements.

STRUCTURED LOANS
Leverage your balance sheet to get access to funding.

Interested in our Private Banking Installment Finance Solution?

Click below and we will contact you.

Are you an existing Mercantile client?

Internet and Mobile Banking

Ways to bank:

  • Internet Banking that is secure and allows you to view, transact and manage your accounts or linked accounts, anywhere, anytime.

  • Mobile Banking is available via the Mercantile Banking App that can be downloaded from the PlayStore or iStore.

    Download on the App Store Get it on Google Play

Lost or Stolen Cards

It's important to report a lost or stolen Mercantile Bank card as soon as possible. You can contact our 24-hour customer care hotline on 0860 11 99 25 to do so. We will issue you with a new card within 48 hours. This can be collected at your nearest Business Centre or elsewhere, depending on arrangements made. Prompt notification is imperative as you will be liable for payment of all transactions recorded up until the card is reported lost or stolen.