Transact

We offer a comprehensive range of business and commercial banking transactional products, along with a personal assurance of professional service delivery at all times.

Banking Account

Our Bank Account offers you a complete banking solution with easy access to a wide range of products and services.

1. Make and receive payments using a comprehensive range of convenient banking channels
2. Link your debit card to your Business Bank Account to pay for daily purchases and for access to VISA’s global ATMs and point of sale network

  • Business internet banking that is available 24/7 – manage multiple user access, functionality and enable dual authorization to ensure security checks and internal controls. You can easily integrate with 3rd party salary packages for easy payments and make immediate, group and batch payments. The easy functionality also allows you to manage beneficiaries and has a direct link to confirm SARS payments via integration to SARS.

  • You can also set up debit orders to automate monthly payments.

  • Single point of contact through your Mercantile Bank Business Manager for all your business banking requirements.

  • Earn competitive tiered interest rates according to your balance. Your interest is calculated daily and capitalized monthly.

  • Minimum requirements to open an account – Latest Audited Financial Statements not older than 18 months.

Interested in our Business Banking Account?

Click below and we will contact you.

Gold Credit Card

  • Revolving facility with up to 55 days interest free

  • Gold Credit Card is linked to our loyalty programme to give you access to all premier Bidvest lounges at airports around South Africa

  • Link your Drive card to your Business Credit Card and take care of your fleet-related spending

  • Nominate any number of executives and staff to use cards linked to a single card account, with individual limits and tracking

Interested in our Gold Credit Card?

Click below and we will contact you.

Internet and Mobile Banking

Ways to bank:

  • Internet Banking that is secure and allows you to view, transact and manage your accounts or linked accounts, anywhere, anytime.

  • Mobile Banking is available via the Mercantile Banking App that can be downloaded from the PlayStore or iStore.

    Download on the App Store Get it on Google Play

Lost or Stolen Cards

It's important to report a lost or stolen Mercantile Bank card as soon as possible. You can contact our 24-hour customer care hotline on 0860 11 99 25 to do so. We will issue you with a new card within 48 hours. This can be collected at your nearest Business Centre or elsewhere, depending on arrangements made. Prompt notification is imperative as you will be liable for payment of all transactions recorded up until the card is reported lost or stolen.