Mercantile Bank offers you a range of borrowing products tailored to suit your unique requirements, all at highly competitive rates. Our suite of borrowing products includes overdrafts as well as term loans, and asset and property finance.


Enjoy a credit facility linked to your current account with a revolving facility, reviewed annually

Prime-linked interest rate

Only charged on the portion of facility used on the account on a monthly basis

Easy access to funds via cheques, debit card and internet banking.

Interested in our Overdraft Facility?

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Term Loan

Discuss attractive borrowing terms with your Business Manager to establish optimal lending solutions at competitive rates. You can use your loan to consolidate your debts, pay school fees or spoil yourself and go on that long awaited holiday.

Interested in our Term Loan Facility

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Asset Finance

A range of financing options for all your motor vehicle, fleet and capital equipment needs at competitive rates. 

Interested in our Asset Finance Solution

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Property Finance

Tailored to suit your unique requirements

Enjoy attractive and cost-effective property finance solutions to help you grow

Insure all goods comprehensively and take advantage of competitively-priced rates from our insurance partner, CommRisk.

Interested in our Property Finance Solution

Click below and we will contact you.

Find Out how much it will cost?


Internet and Mobile Banking

Ways to bank:

  • Internet Banking that is secure and allows you to view, transact and manage your accounts or linked accounts, anywhere, anytime.

  • Mobile Banking is available via the Mercantile Banking App that can be downloaded from the PlayStore or iStore.

    Download on the App Store Get it on Google Play