The core business of Mercantile Rental Finance is to build a portfolio of diversified assets on Rental Contracts predominantly aimed at small to medium sized corporate but also including larger corporate and other entities.
 
Our portfolio comprises of various identifiable asset types including but not limited to:
  • office automation,
  • telecommunication products,
  • security surveillance,
  • medical equipment,
  • specialized equipment,
  • computer equipment
  • Audio visual equipment
  • Cash denominators
The portfolios are built utilizing rental asset agreements. These agreements have varying periods attached to them ranging from 24 to 60 months.
 
Traditionally, corporations utilize this mechanism of acquiring equipment due to numerous advantages: conservation of working capital, better return on net assets, obsolescence hedge, flexibility, reduced debt exposure and tax advantages (i.e. off balance sheet financing).